![]() ![]() ![]() You must also enter your bank account details if you choose to apply on the phone or by post. You will need to give your National Insurance number and provide information about your income, savings and investments. This means you can get up to three months of Pension Credit in your first payment if you were eligible during that time. ![]() Upon reaching State Pension age, you can make a claim whenever you like, but it will only be backdated for three months. You are able to proceed with your application up to four months before you reach State Pension age. This currently stands at £220 for a single state pensioner or £320 for a couple, who must both be state pensioners. To qualify for pension credit, your state pension must be below a certain payment threshold. What qualifies a person for pension credit? ![]()
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